There are some important questions to ask yourself to figure out if you need flood insurance:
– Where do you live?
– Are you located next to a body of water?
– Is your property prone to heavy rains or hurricanes?
– Is your property considered a high-risk flood zone?
– Does your lender require you to purchase flood insurance as a home or business owner?
Even if your lender doesn’t require you to purchase flood insurance, it’s never a bad idea to get coverage: 20-30% of flood claims come from areas that are considered moderate-to-low risk areas where flood insurance isn’t required.
When you protect your home, business, or rental property from flood damage with America’s Flood, you can rest assured that we’ll always have your back.