Flood insurance is not one-size-fits all. What works for your neighbor might not be what’s best for you. America’s Flood can help you customize a flood insurance policy that fits your needs today.
We know you put a lot of time and money into making your home safe for your family. Repairs, home improvements, renovations — you’ve done the work to make your house a home.
When a flood strikes, you want to be prepared. That’s why we help you find an affordable flood insurance policy to help protect what you love.
There are many areas in the United States where homes are at a greater risk of flood damage. Homeowners that live in these floodplains are required to carry flood insurance by their lender.
Even if you’re not in a floodplain, you may still be at risk. 20-30% of flood claims are made in areas where flood insurance isn’t required by the lender.
Did you know most homeowner insurance policies don’t cover damage from flooding? This can leave one of your most valuable assets unprotected.
America’s Flood can help you get the coverage you need for the price you can afford.
At America’s Flood, we help you find a flood insurance policy that meets both your needs and your lender’s requirements.
Most lenders require you to carry building coverage only, but that can leave some of your assets unprotected.
Loss of Use:
By working with the private market, America’s Flood is able to provide you with broader coverage — in addition to NFIP programs run by the government.
The NFIP is run by the Federal Emergency Management Agency (FEMA), which is underwritten by the government. For a primary residence, an NFIP plan provides up to $250K in building coverage and $100K in personal property.
While this may meet the lender requirements, it may not meet yours. The private market can provide you with:
We know purchasing insurance isn’t always on the top of your bucket list. Flood insurance plans can get expensive, and they aren’t always built for your unique needs.
America’s Flood doesn’t charge an agency fee, and has access to both the NFIP and private market. This allows us to find you the best coverage at the best price.
Don’t wait until you’re knee-deep in flood damage to get the coverage you need for your home.
Contact us today and get the protection you need before disaster strikes.
America’s Flood has been providing thousands of Americans with flood insurance for over 25 years. As a privately owned, nationwide flood insurance broker, we are the experts in our field. Whether you need insurance through the NFIP (National Flood Insurance Program) or a private market, we can help you find the best rate and coverage for your needs. Our agents are dedicated to providing honest, reliable customer service.