Do i need flood insurance?

Whether you’re a homeowner, business owner, or renter, find out how you can benefit from a flood insurance policy with America’s Flood.

who needs flood insurance?

As a homeowner or business owner, we know you don’t take chances when it comes to protecting your property and assets. That’s why we help you find top-rated flood insurance policies so you can get the coverage you need at the price you can afford.

If you live in an area prone to heavy rains, coastal hurricanes, and flooding, you may already be required to purchase flood insurance by your lender. This might include states like Louisiana, Florida, Texas, North Carolina, and South Carolina, along with East Coast states like New Hampshire and New Jersey.

Even if flood insurance isn’t required by your lender, your property may still be at risk. 20-30% of flood claims occur in moderate-to-low risk areas where flood insurance isn’t required.

Protecting your home, business or rental property with flood insurance can save you from costly and heartbreaking damage in the event of an unexpected flood.

There are several benefits to having flood insurance. In addition to offering building coverage, you can elect to get other coverages like Contents (personal/business property), loss of use, and business income. America’s Flood can help you find the right policy so you’re protected when disaster strikes.

Do you Live in a floodplain?

A floodplain is an area of low-lying ground next to a river, formed mostly from river sediment that is subject to flooding.

If you live in a floodplain, you may be at a higher risk of experiencing damage to your home or business during a flood.

FEMA creates flood zones which are used to determine your property’s level of risk for experiencing a flood. When you purchase a property, your lender may require you to carry flood insurance depending on what flood zone it’s in.

If you’re required to carry flood insurance, America’s Flood can help you find a policy that meets both your needs and the lender’s requirements. 

As a flood broker, we have access to both the NFIP and private market. This allows us to customize your policy to get you the coverage you need at the price you can afford.





Protect Your Assets

Whether you’re in a floodplain or not, flood insurance gives you peace of mind that your home and assets are protected from damage and destruction when a flood hits.

Give us a call and we will find you a flood insurance policy that covers everything you care about, on your budget.

are you a business owner?

Businesses can benefit tremendously from working with a flood broker to find a flood insurance policy that’s customized to meet their needs.

In the event of a flood, the right policy can help ensure your company gets back up and running, so you and your employees can get back to work as quickly as possible.

Get the Flood Insurance Coverage you need Today

America’s Flood can help you find the flood insurance coverage you need. Whether you’re looking for a primary policy or to increase your current coverage with excess, our experienced agents can help.

We can assist you in finding coverage for your home, businesses, or commercial real estate — and help you save money, too.

We’ll find the coverage you need when it matters the most.

    America’s Flood has been providing thousands of Americans with flood insurance for over 25 years. As a privately owned, nationwide flood insurance broker, we are the experts in our field. Whether you need insurance through the NFIP (National Flood Insurance Program) or a private market, we can help you find the best rate and coverage for your needs. Our agents are dedicated to providing honest, reliable customer service.


    +1 800-333-0883


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