Are you a homeowner looking for flood insurance?
Flood insurance is far from being a one-size-fits-all solution. What works for your neighbor might not necessarily be the best fit for your unique circumstances. That’s where America’s Flood steps in.
We specialize in tailoring flood insurance policies to suit your individual needs and preferences. Our goal is to provide you with comprehensive coverage that gives you peace of mind knowing your home is protected against flood-related risks.
Let us guide you through the process of customizing a policy that aligns perfectly with your requirements, ensuring that you’re adequately prepared for any unforeseen events that may arise.
Get peace of mind with flood insurance coverage for homeowners
We recognize the time and money you’ve dedicated to ensuring your home is a haven for your family. From repairs to renovations, you’ve put in the work to create a comfortable space. When faced with the threat of a flood, preparation is key.
That’s why we’re here to assist you in securing an affordable flood insurance policy that protects what you cherish. With America’s Flood, we ensure that your commitment to fortifying your home is supported by comprehensive flood coverage, offering you the peace of mind you deserve.
Let us help you safeguard your home and loved ones with a personalized flood insurance policy tailored to your needs.
Do you need flood insurance?
In many regions of the United States, homes face an elevated risk of flood damage, leading lenders to require homeowners in these flood-prone areas to carry flood insurance. However, even if your property isn’t situated in a designated floodplain, the risk remains significant.
Surprisingly, statistics show that 25% of flood claims originate from areas where flood insurance isn’t mandated by lenders. It’s worth noting that most homeowner insurance policies do not provide coverage for flood damage, leaving one of your most valuable assets vulnerable.
With America’s Flood, you can obtain the necessary coverage tailored to your needs and budget, ensuring your home remains protected against the potential devastation of flooding.
What Does Flood insurance cover?
At America’s Flood, we specialize in finding flood insurance policies that not only align with your needs but also satisfy your lender’s requirements. While most lenders mandate building coverage only, it’s essential to recognize that this may leave some of your assets vulnerable to flood damage.
With our expertise and commitment to personalized service, you can trust America’s Flood to provide you with the peace of mind you deserve, knowing that your home and belongings are well-protected.
Other Coverages Available
Personal Property Coverage:
Personal Property Coverage:
Helps pay to replace your personal belongings.
Other Structures:
Coverage for structures on your property other than your house.
Loss of Use:
Can help cover the costs for reasonable housing and living expenses while your house is temporarily uninhabitable.
Can help cover the costs for reasonable housing and living expenses while your house is temporarily uninhabitable.
Why private flood insurance?
By working with the private market, America’s Flood is able to provide you with broader coverage — in addition to NFIP programs run by the government. For a primary residence, an NFIP plan provides up to $250K in building coverage and $100K in personal property.
While this may meet the lender requirements, it may not meet yours. The private market can provide you with:
- Little to no waiting periods
- Higher coverage amounts than what the NFIP offers
- Excess coverage (additional coverage added to your primary policy)
- Loss of use
- Other structures
- Insurance for COBRA/CBRA zones (Coastal Barrier Resource Area)
How much does flood insurance for homeowners cost?
We understand purchasing insurance might not be at the top of your to-do list. Flood insurance plans can be pricey and may not always align with your unique needs.
At America’s Flood, we address these concerns by not charging an agency fee. Additionally, we have access to both the NFIP and the private market, ensuring we can find you the best coverage at the best price. Our goal is to make flood insurance accessible and tailored to fit your specific situation.
Let us handle the complexities while you focus on what matters most – protecting your home and loved ones from the unexpected.
Don’t Wait for an Emergency
Don’t wait until you’re knee-deep in flood damage to get the coverage you need for your home.
Contact us today and get the protection you need before disaster strikes.
