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'The Flood Experts'

Since 1994


Nationwide M-F 9:00-5:00

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Since 1989, our Flood Service Center outside of Sacramento, CA, has been helping Insurance Agents write Flood insurance policies in all parts of the country.  Our Flood Insurance Underwriters are experts in the requirements and details of flood insurance, and since the National Flood Insurance Program  (NFIP) changes rates and rules once or twice each year, we are constantly trained to know the latest requirements and keep you out of trouble.  We take pride in our quick response and going the extra mile for you, so that you can stay focused on your core business.  Let your Flood Experts handle the endless details of flood for you to get the job done quick and right.

Flood Insurance Markets for Every Need

Through our multiple Write Your Own (WYO) insurance companies, AFIS writes the National Flood Insurance Program (NFIP) rates and rules, so your customers will be getting solid underwriting and the best rates available. And, when your client needs more coverage than the NFIP will provide, we go to our Lloyds or other private insurer sources to get excellent Excess Flood Insurance coverage.   Our Underwriters will consider and thoroughly search the markets for coverage on any reasonable Flood insurance risk.

Only Flood Insurance

AFIS intentionally only sells Flood Insurance.  We do not compete with our Agents in other lines of insurance, so you can feel confident writing Flood Insurance through the Flood Service Center of America’s Flood Insurance Services.  You have an assistant, instead of a competitor.  We do all the work, and you earn a nice commission.

For over 20 years, America’s Flood has been one of the largest providers of Flood Insurance services for Agents in the country.  America’s Flood Insurance Services is a General Insurance Agency , wholly owned by AFS America, Inc. 

We Are A Family-Owned American Business

CA License # 0B42907

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